12489 Jennings Road — Linden, MI 48451

Three ways to own this home

Estimated monthly payment for each down payment scenario. Same rate (6.500%), same home — different cash to close. All Conventional 30-year fixed, 740 FICO, owner-occupied primary residence.

BEST FIT

3% DOWN

$6,600 down

First-time homebuyer required

Total monthly

$1,709

Loan Amount$213,400

Rate / APR6.500% / 6.996%

Principal & Interest$1,349

Mortgage Insurance$80

Property Tax (est)$200

Insurance (est)$80

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5% DOWN

$11,000 down

Total monthly

$1,652

Loan Amount$209,000

Rate / APR6.500% / 6.856%

Principal & Interest$1,321

Mortgage Insurance$51

Property Tax (est)$200

Insurance (est)$80

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10% DOWN

$22,000 down

Total monthly

$1,566

Loan Amount$198,000

Rate / APR6.500% / 6.752%

Principal & Interest$1,252

Mortgage Insurance$35

Property Tax (est)$200

Insurance (est)$80

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Want a personalized quote? Text Rob at (248) 491-8998 — he'll have real numbers back to you the same day.

EHLMcKenney Home Lending NMLS #2497854 · Rob McKenney NMLS #23394 · (810) 588-2960 · rob@mckenneyhomelending.com

Kevin Mahon · Mahon Homes · Mahon Homes Lic #451932 · Kevin Mahon Lic #332507
Rates and payment scenarios estimated as of May 15, 2026. Subject to change without notice. Based on $220,000 owner-occupied single-family purchase, 740 FICO, 30-year fixed Conventional loan. APR reflects discount points, $1,242.35 in lender fees, and approximately 15 days prepaid interest. Property tax estimate based on Linden (Genesee County) taxable value (50% of purchase price uncapped per Michigan General Property Tax Act) and local millage with Principal Residence Exemption; homeowners insurance estimated. First-year escrow may use seller's current capped taxable value. Conv 97 (3% down) requires at least one borrower to be a first-time homebuyer per FNMA HomeReady / FHLMC Home Possible guidelines. Final terms disclosed on Loan Estimate. Not a commitment to lend. Equal Housing Lender.